@php
if(isset($paymentPlanCommunicationSettings) && $paymentPlanCommunicationSettings->sms_confirmation_text !='')
{
$sms_confirmation_text = $paymentPlanCommunicationSettings->sms_confirmation_text;
}else{
$sms_confirmation_text = "Hi , your payment plan is now set up. Next debit: , Amount: . If you have any questions, please reach out. Warm regards, .";
}
@endphp